Call Us: 951-390-700

Medical/Health Insurance

Only 32€ a month for Basic Cover

46€ for Top Level Cover

(Including free dental for under 18´s)

No high excesses to pay

Worldwide Emergency Medical Cover

Waiting times eliminated if coming from another insurer

Exclusive Special offer rate available at

Essential Cover

Terms and Conditions Apply*

Click here for further information

Renewal Reminder

Let us know when your policies are due for renewal and we will contact you near the time to provide a no obligation quote




Expat Insurance Provider Spain, Welcome to Essential Cover Insurance. Our dedicated team of insurance professionals provide a personal service for all your insurance needs as a foreign resident in Spain.

Essential Cover Expat Insurance Services – Spain offer a range of policies providing the cover that suits you best, at a competitive premium. Insurance is the best way to guarantee your financial protection and lifestyle against various risks and we can periodically review your coverage to ensure that your changing needs are met. Also, in the event of a claim, we are able to assist you to make sure that it is handled both promptly and fairly.


Home/Holiday Home Insurance

Your house is your most important investment, be sure to protect it with a home insurance policy, whether it be your main residence, holiday home or rental we have a policy for you as an expat living in Spain.

Motor Insurance

Car Insurance for Expats in Spain.Great policies Tailored to suit your needs and your pocket.

Life Insurance

Whether you are looking for a decreasing term life insurance to cover your mortgage or a loan or looking for a constant capital policy to protect your families future we have the policy for you as an expat living in Spain.

Community Insurance

Are you a member of a community or an urbanization or an apartment block? We can offer favourable rates with our community insurance policies.

Marine Insurance

Whether you enjoy sailing, motor cruising or Jet Ski-ing we have a marine insurance policy to suit your needs as an expat living in Spain.

Travel Insurance

Travel Insurance is a ´must´ to ensure peace of mind on your holiday. Whether it´s for a one off trip or you travel many times within the year, we have a Travel Insurance policy to suit you as an expat living in Spain.


Shop Insurance

You work hard to run your business so you should ensure that you have the correct cover, whatever your business we are here to help.

Financial Services

We are pleased to work with a leading international wealth management company who will provide regulated advise for all your QROPS, pension and financial management needs.

Dental Insurance

Taking care of all your Oral Health Needs from less than 6.50€ a month
If you are local to Torre Del Mar, feel free to pop into our offices,easily accessible for anyone living in Velez Malaga, Nerja, Torrox, Benejarafe, Almayate,Rincon De La Victoria, Algarrobo and the Axarquia region.
Other areas cover over the whole of the Costa Del Sol, Costa Tropical, Axarquia Region and further afield.

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Our dedicated team of insurance professionals offer a range of policies providing the cover that best suits you…